Getsafe or Feather: Which Is Better in Germany? (2026)
The short answer
The cover is the same on both sides: EUR 50 million with a EUR 150 excess, a 0-month waiting period and monthly cancellation. Getsafe costs EUR 35.88 a year against Feather's EUR 59 and carries a test.de sehr gut grade; Feather places the risk with Signal Iduna and partner insurers.
Row by row
Fees verified August 2026 against each provider's published data
| Criterion | Getsafe | Feather |
|---|---|---|
| Annual premiumWhat the policy costs per year | EUR 35.88 a yearWins | EUR 59 a year |
| Independent ratingWhat a testing body, not the seller, found | test.de rated the Premium tariff sehr gut at EUR 54 a yearWins | no test.de grade recorded |
| UnderwriterWho actually carries the risk behind the brand | Own BaFin licence returned in 2025, migrating to an agency model | Signal Iduna and partner insurers through a brokerageWins |
So which one
Pick Getsafe if
- Price and an independent grade decide: EUR 35.88 a year with a test.de sehr gut, against EUR 59 with no test.de grade.
Pick Feather if
- You want an established insurer behind the policy: Feather places it with Signal Iduna and partners, while Getsafe is moving off its own licence.
Other comparisons
5 more pairsHow we compared these two
The criteria are fixed
Every comparison on this site uses the same 3 rows in the same order, so two pages can be read against each other. We do not add a row because one side happens to win it.
A win is a stated threshold
A row is won on the published number or capability, not on judgement. Ties are declared rather than broken. Figures come from provider price lists and official sources.
How we get paid
Both links earn a commission at the same rate, so the winner of a row is never the higher-paying one. Fees come from each provider's own published price list, not a comparison feed.
Sources: provider price lists and official data, accessed August 2026. Next review: November 2026.
Frequently Asked Questions
Which is better, Getsafe or Feather?
The cover is the same on both sides: EUR 50 million with a EUR 150 excess, a 0-month waiting period and monthly cancellation. Getsafe costs EUR 35.88 a year against Feather's EUR 59 and carries a test.de sehr gut grade; Feather places the risk with Signal Iduna and partner insurers.
When should I pick Getsafe?
Price and an independent grade decide: EUR 35.88 a year with a test.de sehr gut, against EUR 59 with no test.de grade.
When should I pick Feather?
You want an established insurer behind the policy: Feather places it with Signal Iduna and partners, while Getsafe is moving off its own licence.
Community Q&A