Care Concept or MAWISTA: Which Is Better in Germany? (2026)
The short answer
Care Concept is cheaper at both recorded ages, EUR 26 a month under 30 against EUR 28 and EUR 32 against EUR 44 from age 30, and its visa record carries no caveat. MAWISTA's Premium tier is the one that extends dental beyond emergencies.
Row by row
Fees verified August 2026 against each provider's published data
| Criterion | Care Concept | MAWISTA |
|---|---|---|
| Entry monthly premiumWhat the cheapest tier costs per month | EUR 26 a month under 30Wins | EUR 28 a month for Classic aged 18 to 29 |
| Monthly premium from age 30What the same cover costs once you turn 30 | EUR 32 a month for the first 24 monthsWins | EUR 44 a month for Classic aged 30 to 40 |
| Dental coverWhether teeth are in the policy or a separate add-on | Emergencies and pain relief | emergencies, with the Premium tier adding moreWins |
| Visa acceptance recordWhether the insurer is accepted for the residence file | Accepted by German embassies and the Ausländerbehörde for defined temporary staysWins | accepted for visas, with independent guides flagging mixed claim reports |
So which one
Pick Care Concept if
- You want the lower premium and a clean acceptance record: EUR 26 a month under 30, rising to EUR 32 from age 30.
Pick MAWISTA if
- You want dental beyond emergencies, which the MAWISTA Premium tier adds at EUR 74 a month aged 18 to 29.
Other comparisons
5 more pairsHow we compared these two
The criteria are fixed
Every comparison on this site uses the same 4 rows in the same order, so two pages can be read against each other. We do not add a row because one side happens to win it.
A win is a stated threshold
A row is won on the published number or capability, not on judgement. Ties are declared rather than broken. Figures come from provider price lists and official sources.
How we get paid
Both links earn a commission at the same rate, so the winner of a row is never the higher-paying one. Fees come from each provider's own published price list, not a comparison feed.
Sources: provider price lists and official data, accessed August 2026. Next review: November 2026.
Frequently Asked Questions
Which is better, Care Concept or MAWISTA?
Care Concept is cheaper at both recorded ages, EUR 26 a month under 30 against EUR 28 and EUR 32 against EUR 44 from age 30, and its visa record carries no caveat. MAWISTA's Premium tier is the one that extends dental beyond emergencies.
When should I pick Care Concept?
You want the lower premium and a clean acceptance record: EUR 26 a month under 30, rising to EUR 32 from age 30.
When should I pick MAWISTA?
You want dental beyond emergencies, which the MAWISTA Premium tier adds at EUR 74 a month aged 18 to 29.
Community Q&A