EDUBAO Sperrkonto or Studely Sperrkonto: Which Is Better in Germany? (2026)
The short answer
Studely charges EUR 19 less across a full year, EUR 152 against EUR 171, because it has no monthly fee at all against EDUBAO's EUR 6. EDUBAO asks for less up front, EUR 99 against EUR 152, and confirms in 1 to 3 business days once the money lands.
Row by row
Fees verified August 2026 against each provider's published data
| Criterion | EDUBAO Sperrkonto | Studely Sperrkonto |
|---|---|---|
| Setup feeThe one-off charge before the line works | EUR 99Wins | EUR 152 |
| Monthly feeWhat holding the account costs every month | EUR 6 | EUR 0Wins |
| Total first-year feesWhat the route costs all-in over twelve months | EUR 171 | EUR 152Wins |
| Confirmation speedHow fast the Sperrbescheinigung reaches the embassy | 1 to 3 business days after the funds arriveWins | about 1 day to open, with the transfer taking 3 to 7 days |
| Bundled health insuranceWhether the insurance certificate comes in the same file | No native bundle, partner offers only | health insurance offered separately at about EUR 151.42 a monthWins |
So which one
Pick EDUBAO Sperrkonto if
- You want the smaller upfront payment and the faster confirmation: a EUR 99 setup fee and 1 to 3 business days.
Pick Studely Sperrkonto if
- You will hold the account a full year: EUR 152 in total fees against EUR 171, with no monthly charge at all.
Other comparisons
2 more pairsHow we compared these two
The criteria are fixed
Every comparison on this site uses the same 5 rows in the same order, so two pages can be read against each other. We do not add a row because one side happens to win it.
A win is a stated threshold
A row is won on the published number or capability, not on judgement. Ties are declared rather than broken. Figures come from provider price lists and official sources.
How we get paid
Both links earn a commission at the same rate, so the winner of a row is never the higher-paying one. Fees come from each provider's own published price list, not a comparison feed.
Sources: provider price lists and official data, accessed August 2026. Next review: November 2026.
Frequently Asked Questions
Which is better, EDUBAO Sperrkonto or Studely Sperrkonto?
Studely charges EUR 19 less across a full year, EUR 152 against EUR 171, because it has no monthly fee at all against EDUBAO's EUR 6. EDUBAO asks for less up front, EUR 99 against EUR 152, and confirms in 1 to 3 business days once the money lands.
When should I pick EDUBAO Sperrkonto?
You want the smaller upfront payment and the faster confirmation: a EUR 99 setup fee and 1 to 3 business days.
When should I pick Studely Sperrkonto?
You will hold the account a full year: EUR 152 in total fees against EUR 171, with no monthly charge at all.